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Deposit Accounts –Product related fee
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Baroda Savings Accounts: (NZD/USD)
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Minimum Balance
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$500
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Monthly fee for not maintaining minimum balance
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First Month - NIl , Subsequent Month NZD $10 p.m
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Debit Transaction fee
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$0.50per debit transaction after 100free debit transaction per quarter
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Quarterly account maintenance fee
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ZERO
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Account closure fees (Before/After 12months)
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NIL |
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Baroda Super Savings Account:
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Minimum balance
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$1000
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Monthly fee for not maintaining minimum balance
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First Month - NIl , Subsequent Month NZD $10 p.m
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Debit Transaction fee
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$0.50per debit transaction after 150free debit transaction per quarter
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Quarterly account maitenance fee
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ZERO
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Account closure before/After 12 months- Fee
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Baroda Current Account
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Minimum Quarterly average balance
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Personal ->
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Nil |
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Business/Bank ->
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$1000
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Fee for not maintaining minimum balance
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Personal ->
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Nil
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Business/Bank ->
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$5 per month
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Monthly Service Fee
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Personal ->
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$5 per month |
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Business/Bank ->
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Nil |
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Account closure before/After 12 months
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Personal ->
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Nil |
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Business/Bank ->
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$100 / $50
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Baroda Premium Business Current Account
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Minimum quarterly average balance
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$25000
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Fee for not maintaining minimum balance
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$150
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Quarterly service Fee
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NIL
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Other Service Charges
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Duplicate or additional statement copies
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$1.50 per issue
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All other documents
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$1.50 per page
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Additional copies of same original
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$1.00 per page
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Certificate of Balance
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$25.00 flat
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ATM – EFTPOS charges
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Visa debit card annual fee
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-NIL- However one off issuance Fee of $10/ per card at the time of issuance
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Replacement card
Customers will not be charged for replacing where the magnetic stripe is wiped and card does not work
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$10.00 per card
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ATM – EFTPOS used in NZ
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BOB ATM (for withdrawal, funds transfer, balance enquiry)
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No charge
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ATMs of the Bank with agreement to use by our bank’s customer
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No charge
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Other banks ATMs
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$1.00 per transaction
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ATM – EFTPOS used overseas
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Balance enquiry
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$0.50
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EFTPOS purchase
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$1.00
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ATM cash withdrawal
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$5.00
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Currency conversion fee for foreign currency transactions.
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2.5% of the NZ$ amount
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Visa debit card cash withdrawal fee(when you use visa debit card to withdraw cash over the counter at any other bank or financial institution)
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$5 per withdrawal
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Visa debit card overseas transaction decline fee
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$1 per declined transaction
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Visa debit disputed transaction fee when you dispute a transaction made using your visa debit card
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$15 per transaction receipt & investigation fee may also apply
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Automatic payments (AP) fees per AP
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Establishment, amendment and or suspension of AP
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$5.00 each (this fee is waived if the AP is between BOB NZ accounts).
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Deposits
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Collection item fee: Cheque clearing charge
Savings Bank
Baroda Super Savings Bank
Premium current – Number of free collection per clearing collection cycle
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15c per cheque
No charges
No charges
5
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Cheque book issuance Fees
Baroda Business Current Account
Other Accounts
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20 cents per cheque minimum NZD 5
$1.50 per cheque leaf after permissible free cheque book
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Cash handling fee
(Charged on the total cash amount deposited or withdrawn in any one business day).
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Up to $3,000.00
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Free
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Above $3000.00 and upto 5000.00
Above $ 5000
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$1.50 per NZ$1000
$2.00 per NZ$1000
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Baroda Business premium current account
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25% concession if average balance is NZ$25000 &50%if average balance is NZ$50000
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Cheques – fees per cheque
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Stopped cheques
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$15.00
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Special answers
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overnight>>>>$15.00
same day>>>>$20.00
by hand>>>>>$25.00
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Bank cheques – per Cheque
Issue/Replacement
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$5.00
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Passbooks
Replacement (damage or loss)
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$10.00
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Inoperative Account Fee (for accounts with balance less than $150 not used for one year or more. Account balance with $30 or less may be closed)
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$20.00
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Term Investment –Pre maturity withdrawal Fee
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$ NIl
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