FAQ for Opening NRE/NRO Account in India

Simple steps to Open NRI A/c

Any Non Resident Indians (NRI) / Person of Indian Origin (PIO) can open NRE / NRO account with us. NRI / PIO can be defined as under:

Q: Who is NRI?

A: Indian Citizens staying abroad for employment / studies or for carrying on any business or on vacation or for any other purpose in circumstances indicating an indefinite period of stay outside India (except of Pakistan and Bangladesh).

at any time held Indian Passport or

he or either of his parents or any of his grandparents was a citizen of India or

The person is a spouse of an Indian citizen or a person referred to in (a) or (b).

Q: Where I can find the Account Opening form for NRE/NRO Accounts?

A: NRIs / PIOs, to fill the Account Opening Form (AOF) - also available at Bank Website www.bankofbaroda.com or contact any of our New Zealand branch.

Account opening form duly completed with relevant documents to be submitted to any of our branch. Please visit our branch we will assist you in filling the form.

Q: What are the documents to be enclosed with Account Opening Form?

A: Below mentioned documents are to be enclosed with Account Opening Form: (All documents required in original)

2 passport size latest photographs

Passport and Residence Visa/ID Card/PIO Card / OCI Card

PAN card Number issued by Income Tax Department (Required for opening NRO accounts).

Copies of any of Utility bills viz. fixed telephone/electricity bill, gas bill, water bill or council tax bill not older than three months. These utilities bills

may be issued in your favor showing your present residence abroad.


Q.Can I just walk in for opening a new account or prior appointment is required ?

A. Though every effort is made to ensure that all request for opening new account are  entertained, yet  appointments are always welcome. Prior appointments for account opening will reduce the waiting time.For taking appointments please call the branch where you wish to visit to open new account.

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