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Baroda Premium Current Account

Premium Current Deposit accounts are ideal for those customers who wish to save on various charges while still earning interest on their accounts.

  • Premium Current Accounts can be opened in NZ dollars only.
  • Minimum balance required of NZ$25,000.
  • Free cheque book facility.
  • Free Visa Classic debit card to the Partners/Directors in their respective Personal accounts.
  • Standing instructions facility available.
  • Free statement of account twice in a month.
  • No folio charges.
  • Free transfer of funds through EFT/RTGS (Real Time Gross Settlement) system from other banks in New Zealand.
  • Internet banking facility available.
  • One free signature verification every quarter.
  • Deposits above the minimum balance of NZ$25,000 in multiples of NZ$10,000 will automatically be swept from savings account to the linked fixed deposit account for terms of 1 month, earning higher returns.  The proceeds will be credited to the account at the beginning of the next day.
  • One cheque book of 50 leaves is free per half year (April-September and October-March).
  • No interest on premature payment.
  • 25% concession of applicable rate on both for cash deposit and cash payment if the account balance is maintained NZ$25,000 and above.
  • 50% concession on cash transaction charges both for cash deposit and cash payment if the account balance is maintained NZ$50,000 and above.
  • Free 5 remittances  to any personal account  of any bank in  India per month .

Fees and Charges

  • Service charge of NZ$150 per month for not maintaining minimum balance.
  • Our fees and charges are subject to change from time to time.  For all charges please see our service charges.

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