Baroda Super Savings Account

• Super Savings Accounts can be opened in NZ dollars only.
• Minimum balance required of NZ$1000.
• Account can be opened with zero balance. Minimum balance  to be maintained from subsequent month.
• Interest will be calculated on daily balance and paid every month (subject to deduction of tax).
• Cheque and Cash deposit facility.
• Internet banking facility available.
• Deposits above and in multiples of NZ$1000 will automatically be swept from savings account to the linked fixed deposit account for a period of 181 days, earning higher returns.
• If and when the customer needs funds more than his savings account balance, a reverse sweep order will immediately be auto-triggered to meet the customers liquidity needs.
• To benefit customers with maximum returns, a LIFO (Last In, First Out) system is followed in the reverse-sweep where the most recent deposits are returned to the savings account while older deposits remain in the fixed deposit account to maximize interest.
• Free Visa Classic debit card provided for NZ dollar accounts.
• One cheque book of 20 leaves free every half year (April to September & October to March)
• Unlimited No. of remittance to any personal account of any bank in India per month .

• 150 free debit transactions every quarter and NZ$0.50 per transaction thereafter with free standing instructions.
• Quarterly account maintenance fee reduced to ZERO from quarter ending December 2010.
• Service charge of NZ$10 per month for not maintaining minimum balance.

                    First Month                       NIL

                    Subsequent Months      NZD 10 per month        

•  No  charges for  closure  of account  
• Our fees and charges are subject to change from time to time. For all charges please see our service charges.

• Current Interest Rates
• Application forms.
• Terms & Conditions (General, Netbanking & Visa Debit Cards).